NSP Credit Union: Empowered Banking

At NSPCU, we’re empowering our members to achieve their financial goals with products and services designed to help you get the most out of your paycheck.

Nsp Icon Checking Smpl

BaZing Checking® ›

Open a checking account that works for you! Our BaZing Checking accounts come with great perks and savings.

Credit Cards Icon

Credit Card ›

The Visa credit card services you trust, plus the friendly, member service you love.

Loans Icon

Personal Loans ›

From car repairs to family vacations, NSPCU has you covered. Get funds for just about anything at a great rate.
Older Contractor In Yellow Vest And Hardhat Crossing Arms

About NSPCU

Achieve your financial goals with a credit union founded specifically for you. With local Twin Cities roots dating back to 1933, NSPCU has been helping hard-working utilities industry employees enjoy the quality of life and financial success they deserve for nearly 90 years. NSPCU membership is exclusive to Xcel Energy employees and their families—open your account in minutes, and enjoy your membership benefits for life.

Join NSPCU Today

Our Services

At NSPCU, our services were specifically designed to meet the financial needs and goals of Xcel Energy employees and their families. As an NSPCU member, you have exclusive access to our comprehensive, competitive, and convenient products and services.
Nsp Icon Checking Smpl

Personal Checking & Savings

Open your Member Savings Account, then choose the Personal Checking Account that’s right for you! Access your paycheck instantly with Direct Deposit to your NSPCU account.

Nsp Icon Mobile Banking Smpl

Mobile Banking

Easily access your accounts from your smartphone with convenient Mobile Banking.

Credit Cards Icon

Visa Credit Card

Enjoy a great fixed rate and no annual fees! Stretch your dollar even further with Score Card Rewards.

Loans Icon

Personal Loans

From new cars to new students, wedding planning to family fun, NSPCU’s competitive Personal Loan rates can help make it happen.

Exclusively Serving Xcel Energy Employees

NSPCU exclusively serves Xcel Energy employees and their families, which means our team has an unparalleled understanding of how to help our members meet their financial needs and do more with their paychecks. Our firsthand knowledge of your financial priorities has shaped the way we do business, from the financial products we offer our valued members to our outstanding customer service.

Electrical Contractors Wearing Reflective Vests Pointing At Powerlines