Become a Member

Joining NSP Credit Union couldn’t be any simpler.

Benefits of Membership

NSP Credit Union exclusively serves retired and present Xcel Energy and Davids Hydro Vac employees, and their families — giving us the kind of experience no megabank can match.
Because we’re a credit union, we can put our profits where they really matter — your pockets. From competitive loan rates to benefits-driven checking, we strive to provide products and services that help you do more with your paycheck.”

How to Join

Open and fund a Member Savings account in branch or online. That’s it. If you meet the eligibility requirements below, then you’re a member for life.

Who Can Join

Our membership is open to the following individuals:

  • Xcel Energy Service Centers and Plants in the counties of Anoka, Carver, Chisago, Dakota, Goodhue, Hennepin, Ramsey, Scott, Washington, and Wright within the state of Minnesota, household members and their families
  • Xcel Energy Subsidiary Employees (including Homesmart, Ramsey/Washington Recycling and Energy Board), household members, and their families
  • Employees of NSP Credit Union, household members, and their families
  • Retired employees of Xcel Energy

Ready to Switch?

Start by opening a free Members Savings account. Make the switch and experience the credit union difference.