Become a Member

Joining NSP Credit Union couldn’t be any simpler.

Benefits of Membership

NSP Credit Union exclusively serves retired and present Xcel Energy, Davids Hydro Vac, and Q3 Contracting employees, and their families — giving us the kind of experience no megabank can match.
Because we’re a credit union, we can put our profits where they really matter — your pockets. From competitive loan rates to benefits-driven checking, we strive to provide products and services that help you do more with your paycheck.”

How to Join

Open and fund a Member Savings account in branch or online. That’s it. If you meet the eligibility requirements below, then you’re a member for life.

Who Can Join

Our membership is open to the following individuals:

  • Qualified membership in this Credit Union is limited to employees working or retired from any of the Xcel Energy/Northern States Power Company divisions and subsidiaries in the following counties of Anoka, Carver, Chisago, Dakota, Goodhue, Hennepin, Ramsey, Scott, Washington, and Wright, and employees of this Credit Union.
  • Employees of David's HydroVac and Q3 Contracting are also eligible for membership.
  • In addition to a regularly qualified member, the spouse of a member, the blood or adoptive relatives of either of them and their spouses and members of the same household may be members.
  • The Credit Union will not deny or restrict services to any individuals on the basis of race, color, religion, national origin, gender, age, marital status or sexual persuasion.

Ready to Switch?

Start by opening a free Members Savings account. Make the switch and experience the credit union difference.