Insurance
Planning for the future. Protecting your peace of mind.
Insurance solutions that won’t break your budget.
As your premier financial partner, NSPCU is committed to helping you plan for the future and protect your financial health for years to come. We offer insurance products and services specifically chosen to best meet the needs of members like you. With a wide range of coverage options and strong partnerships with trusted providers, you’ll find peace of mind among NSPCU’s affordable insurance offerings.
GAP Insurance
Get professional advice on a variety of personal finance topics.
If you ever find yourself in a situation where your car is totaled or stolen, and you still owe more on the balance than the insurance will pay, you’ll be glad you have GAP coverage. Guaranteed Asset Protection (GAP) will cover the difference, so you can comfortably afford a new vehicle.
- Added peace of mind; lessen the feeling of financial helplessness in the event that your vehicle is totaled or stolen
- Coverage of the gap between what the insurance will pay and what you still owe*
- Easy enrollment process; sign up at any time
- Immediate coverage following enrollments
- 60-day free look — you may cancel your protection within 60 days of your enrollment date and receive a full refund and no cancellation fee
- Helps protect the borrower's credit rating
- Additional $1,000.00 to help with new vehicle purchase
Learn More About Guaranteed Asset Protection Coverage
*Review details for exact coverage specifications and criteria.
Mechanical Repair Coverage
Be prepared to cover the costs of any repairs your vehicle might need.
Expect the unexpected with the help of Mechanical Repair Coverage. You can’t choose when your vehicle breaks down, but you can choose to lessen your financial burden and inconvenience when it does.
- Added peace of mind; lessen the feeling of financial helplessness in the event of a vehicle breakdown
- Repair coverage, including cost of parts and labor*
- Easy enrollment process; sign up at any time
- You will be put into a coverage plan based on the year and mileage of the vehicle
- Immediate coverage following enrollments
- No deductible
- 30-day money-back guarantee
- Nationwide coverage
- 24/7/365 emergency roadside service
- Direct claim payments via Visa®/Mastercard®
- Total Loss Refund — If your car is declared a total loss by the insurance company, they will refund the entire original premium of your service agreement
Learn More About Mechanical Repair Coverage
*Review details for exact coverage specifications and criteria.
TruStage Insurance Products
Securing the financial stability of millions of credit union members.
A trusted insurance partner of NSPCU, TruStage’s relationships with thousands of credit unions around the country help millions of people prepare for the future. Explore TruStage’s straightforward, affordable, and comprehensive insurance solutions below.
AD&D Insurance
Claim you no-cost AD&D insurance.
Auto & Home Insurance
Through Liberty Mutual Insurance.
General Insurance
Simple and designed to fit your budget.
Life Insurance
Ease the burden of expenses left to loved ones.