Home Loans
Your dream home is just a great rate away. NSPCU offers Home Loans with competitive rates and flexible terms to accommodate your personal needs.
We have home loan options to fit your needs.
Whether you are purchasing your first home, refinancing your home, or making some improvements or upgrades, there’s a Home Loan option at NSPCU for you! Our great Home Loan rates, local decision-making and processing, and expert loan advisors make NSPCU the trusted loan partner you deserve.
Explore our Home Loan options below and choose the products that meet your needs!
Home Mortgage Loans
Stop paying rent, start building equity.
- Competitive rates to purchase or refinance your home
- Available for primary residence, second homes, vacation homes, or investment properties
- Accommodating terms, customized to your situation
- Several financing options offered through our partnerships:
- Conventional Loans
- VA Loans
- FHA Loans
- Jumbo Loans
- ARM Loans
- Interest-only loans
- Helpful loan advisors with experience in the local real estate market
- Refinancing available to lower your existing interest rate
- Local decision-making and processing
- Attentive, friendly service from start to finish
KEY FEATURES
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Competitive Rates
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Refinancing Available
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Local Processing
Learn more about home ownership opportunities today!
Reach out to us at 651-228-7668.
Home Equity Line of Credit
Don’t let big bills catch you by surprise.
- Competitive rates for several ongoing or seasonal needs:
- Home improvements
- Ongoing college expenses
- Emergency reserve
- And more...
- The existing equity in your home is used as collateral backing
- Accommodating terms, customized to your situation
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- Revolving credit – as principal is repaid, more becomes available for use
- Members may contact us over the phone, in person, or submit a request in writing to access funds
- The interest paid might be tax deductible*
- Local decision-making and processing
- Attentive, friendly service from start to finish
*Consult a tax advisor.
KEY FEATURES
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Competitive Rates
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Anytime Funds
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Revolving Credit
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Local Processing
